1. Monitor your credit report

Many consumers don’t even realize their identity has been stolen until they are denied credit due to information provided on their credit reports.

2. Don’t give out personal information indiscriminately

Before you give any personal information by mail, internet or telephone, confirm you are dealing with a legitimate organization.

3. Be careful with your mail

Don’t use an unsecured mailbox when mailing anything that contains financial information. Mail sensitive materials from a post office collection box or your local post office. Remove mail from your own mailbox promptly. And, if you’re planning to be away from home, be sure to put a hold on your mail until you return.

4. Guard your trash

Identity thieves have been known to gather personal information from trash. Before throwing them away, be sure to tear or shred your charge receipts, copies of credit applications, insurance forms, bank statements, and the credit card offers you get in the mail.

5. Only give your Social Security number when absolutely necessary

There are legitimate reasons you will be asked for your Social Security number. Your employer and financial institution may need it for wage and tax reporting, and it’s usually necessary whenever a credit check is required. Before giving out your number, be sure to ask why it’s needed and how it will be used

6. Pay attention to billing cycles

If your bills don’t arrive on time, follow up with creditors. A missing statement could mean an identity thief has taken over your account and changed your billing address.

7. Exercise caution online

Before making any purchase via your computer, look for the icon of a lock in the lower right-hand corner of your browser window. If it’s there, you’re dealing with a secure site. If not, you’ll be safer finding another merchant.

8. Remove personal information from old computers

If you delete sensitive files by using your keyboard or mouse, the files may remain on your computer’s hard drive where they can be easily retrieved. To make sure your files are unrecoverable, use a “wipe” utility program to overwrite the entire hard drive.

Following on that thought — it is not just old computers.

With free programs, the PASSWORDS on your computer are available RIGHT NOW to anyone who gets access to your web browser.

Here is information YOU MUST KNOW to protect the security on your computer – Read It Right Now. . .
Don’t Get Identity Theft Protection
Go Ahead – Roll The Dice!

I don’t know whether or not you have real identity theft protection – the kind that will repair your credit not just notify you if something is reported. Don’t get identity theft protection unless you value your security. This program covers fixing your problem, not just alerting you like almost all the ones advertised (and for only about $35 per month). Makes a great employee benefit. Can be paid before taxes.

Click Here To Find Out How To Get Identity Theft Protection

Time for a business security audit? – Call me 690-3700
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Know someone facing foreclosure? – they need to talk with me about their options
690-3700

Looking for a private investor that would be interested in buying out a client’s current investors on a $17k note. The client is offering 12% and 2 points for a 1 year note. It is on a current rental property that the client has owned for 4 years. If you or someone you know would like to know more, please email me at jemlaw@mac.com.
Interested in buying notes?
I am forming a group to buy to buy a note that will be secured by real estate and refinanced within one year. Total will be about $400,000 in $50,000 pieces. This notice is not an offer to participate. If you want to know more, call me at 690-3700.
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